www.iva.co.uk

When the credit card card companys call for overdue payments and i tell them that i am currently doing an iva they deny having being
informed that i am do the iva ? The company that are dealing with the matter have written to them and i have written to them ? is this the normal practice to get a payment or have there departments have a communication breakdown !!! x

its normal takes a while for things to settle down a couple of months in my case then you never hear from them again[}:)]
or are you saying you are in an iva and still getting phone calls?if so contact your ip

If it's early days with your newly approved arrangement, you need to give the creditors left hand time to tell the right hand what it is doing. It's not uncommon to receive calls or letters for a short while after the arrangement is approved. You're doing the right thing in contacting them and advising of the situation.

When they get the letter to say your going for a iva they go into panic mode and put you into the autodiallers to get as much money out of you pre iva as possible.

Don't fall for it, don't make any payments not even the token payments they may ask for.

They probably know about the IVA, but by saying they don't it gives them a opportunity to try to earn their bonuses by getting you to make a payment.

Although we told all our creditors that we were going for an IVA they kept writing, phoning and threating to send the bailiffs court action nothing happened thank goodness until the iVA was agreed then it all stopped over night--such a relief. I sent all the letters I received to my IP and tried to be very polite to the phone calls--well the people doing the phoning are only doing their job.
Jan

good for you .. you are not receiving any phonecalls or letters anymore .. mine was accepted last month .. but still receiving some calls and letters ...

Hi Jo.a
Thats awful I would refer any letters and phone calls to your IP.
I hope they stop soon.

Good luck with your IVA
jan