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Posted: Fri Jun 13, 2008 12:16 pm
by wen
So we dared to get our credit reports now we're bankrupt!

First thing that was quite bold about it was the fact that we had a 100% perfect credit history until December when we stopped paying everyone, and just proves a point that Andy made once that a credit record will in some cases show absolutely nothing about how solvent someone really is.

Anyway, surprise surprise, some of our creditors have registered defaults AFTER the date of our bankruptcy.

Question is, do I write to the CRA's and tell them to change them back to our date of BR, or do I need to write to each individual creditor to tell them?

Posted: Fri Jun 13, 2008 12:18 pm
by Skippy
I have written to each of my creditors individually as apparently (don't know how true this is!) if you write to the CRAs they will refer you to the creditors!

I waited until after I was discharged to do this, as I was also asking them to mark the accounts either satisfied or partially satisfied.