Posted: Thu Jun 05, 2008 3:05 pm
Well after months of sleepless nights and 35 days of none stop work and overtime to save up the court fees my court date finally came and went.
I didnt sleep a wink last night and was sat on the edge of the bed from 4am this morning re-thinking what i could do to avoid going to court and declareing myself br, but nothing sprung to mind (well nothing legal and besides i dont own a shotgun) by 9 am when i arrived at the courts.
I was met by a rent a cop checking everyone and there bags going in on the side where he was stood he had a list of the cases and i saw my name at the top of the form and i said quietly thats me, he shouts out my name and says bankruptcy that way, i felt like fleeing and wacking him one as i turned to see everyone stare at me you would of thought he had said murderer the looks i got so i thought well this is turning out just nice.
I got shown to a quiet area by some desks and a very nice polite lady comes over takes my forms checks them, as me swear on the bible that its me and all the info in themis true she takes my 495 cash and says have a seat.
40 mins later she shows me to the outside of the magistrates and says the judge might see you he might not. 5 mins later she takes me back upto the quiet room asks how i am doing says the judge is fine with all the info gives me a reciept for the cash and a copy of my petition 1hr later she says the or office is having trouble with there fax machines and says an o.r will call you after 2pm you can go i say sorry is that really it she says yes the o.r will be in touch.
2.33pm telephone call from the or office asks some questions about my accounts and vehicle and says someone will call you next week on the 13th at 9am ?
Already i feel like a huge weight as been lifted off my shoulders and i can not believe that is it, i thought i would have to go in front of a judge explain my sorry state of affairs and explain myself about i got to this point but no i am now bankrupt and if the telephone interview goes ok then that is it until i get discharged.
I nearly took my own life for this stupid debt, i have felt the worse i have ever felt and i cant even begin to describe the shame i felt about myself and all done and lifted off my shoulders in 2hrs 50mins
Things really are never as bad as they seem.
I can say i feel positive im looking for new work i have a new understanding bank that are pro-active in not letting you get into debt, i really do feel like i have a fresh start and the light seems to be on at the end of the tunnel luckily for me i have no assets and br was the only option for me and im glad i did it before the creditors did.
Thankyou all for you guidance and your support its amazing what a few words of advice and help can do.
Thankyou all thankyou thankyou
you litreally (probably spelt wrong) have saved my life.
But if i see that rent a cop boy is he gonna get it lol.
I didnt sleep a wink last night and was sat on the edge of the bed from 4am this morning re-thinking what i could do to avoid going to court and declareing myself br, but nothing sprung to mind (well nothing legal and besides i dont own a shotgun) by 9 am when i arrived at the courts.
I was met by a rent a cop checking everyone and there bags going in on the side where he was stood he had a list of the cases and i saw my name at the top of the form and i said quietly thats me, he shouts out my name and says bankruptcy that way, i felt like fleeing and wacking him one as i turned to see everyone stare at me you would of thought he had said murderer the looks i got so i thought well this is turning out just nice.
I got shown to a quiet area by some desks and a very nice polite lady comes over takes my forms checks them, as me swear on the bible that its me and all the info in themis true she takes my 495 cash and says have a seat.
40 mins later she shows me to the outside of the magistrates and says the judge might see you he might not. 5 mins later she takes me back upto the quiet room asks how i am doing says the judge is fine with all the info gives me a reciept for the cash and a copy of my petition 1hr later she says the or office is having trouble with there fax machines and says an o.r will call you after 2pm you can go i say sorry is that really it she says yes the o.r will be in touch.
2.33pm telephone call from the or office asks some questions about my accounts and vehicle and says someone will call you next week on the 13th at 9am ?
Already i feel like a huge weight as been lifted off my shoulders and i can not believe that is it, i thought i would have to go in front of a judge explain my sorry state of affairs and explain myself about i got to this point but no i am now bankrupt and if the telephone interview goes ok then that is it until i get discharged.
I nearly took my own life for this stupid debt, i have felt the worse i have ever felt and i cant even begin to describe the shame i felt about myself and all done and lifted off my shoulders in 2hrs 50mins
Things really are never as bad as they seem.
I can say i feel positive im looking for new work i have a new understanding bank that are pro-active in not letting you get into debt, i really do feel like i have a fresh start and the light seems to be on at the end of the tunnel luckily for me i have no assets and br was the only option for me and im glad i did it before the creditors did.
Thankyou all for you guidance and your support its amazing what a few words of advice and help can do.
Thankyou all thankyou thankyou
you litreally (probably spelt wrong) have saved my life.
But if i see that rent a cop boy is he gonna get it lol.