www.iva.co.uk

Hi
You are correct in stating that "things"happen.Speak to your IP and explain the situation,suggest having another two months payment holiday and extending your IVA by 3 months.You sound as if you have been good clients so I would expect yout IP to help.
Good Luck

As Neverending correctly states, the best thing to do is contact your IP asap.




You can access Video Clips giving additional information about IVAs at:
http://www.thomascharles.com/interview_ ... an_iva.asp

If you would like more information about IVAs, other debt solutions, or just want to arrange an informal chat, please visit us at www.thomascharles.com.

Best Regards
Oliver
www.thomascharles.com

Thank you both. I didn't realise you could negotiate extending it by a few months. It would certainly make life a lot easier. Will give them a call on Monday and see what they say.

BettyN

Please keep posting as your experiences may help other people

Hello,


If you find you cannot maintain your payments, your IP can ask creditors to agree to a reduced payment or a payment holiday.
It is important that you keep your IP informed of any problems. Your IP would understand that most of us encounter unforeseen problems and he needs to know so that he can help.

Good luck


For more information about IVAs, please visit my website:
www.supersonicsquirrel.net

From Miss jessi kole
Abidjan, Ivory Coast
Email jessi_kole01@yahoo.com

Dear after going through your profile i decided to contact you for
friendship and assistance
I am a 22 years old lady now, i was born on the 1of january 1983.to the family of Kole,and my father name is Joseph he is a very wealthy gold and cocoa merchant who based in ACCRA and ABIDJAN respectively, and I am there only child.well when i was a kid i went to a private schools and things were going on well for me and my parents till when i was in high school when my mother died on the 21ST october 1994 , My father took me so special because i am motherless. and he shower all his love on me and promised me that he will never have another woman because he did not want me for any problem.but has fate his my father got dead last year.but before the death of my father on the 1st of November 2005 in a private hospital here in Abidjan , he called me secretly to his bed side and told me that he kept a sumof ($10.500 000) in a bank in Abidjan Cote D'ivoire. meanwhile that he used my name as the next of kin in deposit of the fund.He also explained to me that it was because of this money he was poisoned by his business partner and that i should seek for foreign partner in a country of my choice where i would transfer this money and use it for investment purpose, such as ;real estate investment or stock market investment.
Plesae, i am honourably soliciting your kind assistance as follows.

1) To provide a bank account where this money will be transfered into.

2) To serve as the guardian of these fund ,since i am 22 years old.

3)To make arrangement for me in your country to continue my educational career and to procure me a residential permit in your country.

I am inclined to offer you 15% of the total sum as a mode of compensation for your effort after the successful transfering of these fund to your nominated account overseas.Please i will be very happy if this transaction will be concluded with in seven (7) working days from now.I am expecting to hear from you as soon as possible.

May Almighty God bless you as you do care for me Amen.

Best regard
Miss jessi kole

Please all beware of the above post. I also received this in my personal email and it seems VERY dodgy!
I sincerely hope that unscrupulous people are not going to hijack this very helpful and friendly forum.

i too have received that e-mail, so please everyone beware of these e-mails.
scaredkez

I also had this mail in my Inbox. Mozilla firefox flagged it as scam email instantly, I do so like mozilla products. I do think that post needs removing.

On the way to a brighter future....

I had this aswell, obviously a parasite of this world!!! BEWARNED ALL

I got an eamil as well it is a well known scam which the SFO(Serious Fraud Office)knows about.

For more info see below:

http://home.rica.net/alphae/419coal/