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Posted: Sat Apr 02, 2016 8:17 pm
by Emmie01
I had to write a message to say that after 6 lonnnnnnnng years, we have finally finished our IVA! I tell you, I've begged for this day & it's still so hard to believe.
Aperture were very efficient too!! We made our last payment on the 01/03/16 and received our completion certificate today! Just got to wait until 5th May for it to disappear from our credit file!
Many thanks to everyone for advice and even though I haven't posted too many times, this site has been a godsend.
[}:)] X
Posted: Sat Apr 02, 2016 8:21 pm
by MerlinL14
Congratulations.
Posted: Sat Apr 02, 2016 8:26 pm
by Foggy
Well done, and good to see that Aperture is departing from it's previous incantations completion delays
Posted: Sat Apr 02, 2016 8:27 pm
by Mr Frugal
A BIG very well done and enjoy the freedom at long last
Posted: Sat Apr 02, 2016 8:29 pm
by Emmie01
Aw thank you! I did mean to put this in the new questions bit not the complaints - no complaints from here!! And I also meant to smile and not be devilish but hey! Thanks!!
Posted: Sat Apr 02, 2016 8:50 pm
by kaza
Congratulations we completed with th apeture back in November and got our cc early January .
Life post Iva is good we have clear credit ratings even treated ourselfs to two much needed new cars with main dealer finance for both of them ( both payments less than our Iva payment)
And next month we have booked and paid for a two week all inclusive much longed for holiday to Dominican Replic.
We are currently SAVING ( something we never did pre Iva) for a new bathroom!
Hope life post Iva is good X
Posted: Sat Apr 02, 2016 9:07 pm
by lifenoteasy
Congratulations. Having just received ours we know the feeling.
Posted: Sat Apr 02, 2016 9:46 pm
by lilaclady2k
Congratulations
Posted: Sat Apr 02, 2016 9:57 pm
by kallis3
Well done from me as well.
Posted: Sun Apr 03, 2016 8:48 am
by plasticdaft
Great news and very pleasing that completion certificates can be dealt with so efficiently.
Enjoy the debt free future.
Paul
Posted: Sun Apr 03, 2016 9:16 am
by Emmie01
Thanks everyone, very much! I can't wait for may when finally check our credit file and see it's gone for good!! I feel we have learnt a great deal too, its quite nervy to think about life after an iva - we will have a lot of extra income which will be a strange but amazing feeling!!
Congrats to you all who have completed too & hang in there for those who are still treading water - it's worth the wait!!
Posted: Mon Apr 04, 2016 3:16 am
by luluj
Well done.....enjoy your new debt free life
Posted: Mon Apr 04, 2016 9:48 am
by Lisa Thomas
Well done Emmie, great news.
Posted: Mon Apr 04, 2016 10:18 am
by pod_moo
Congratulations, having just reached the end myself I know what a great feeling it is!
Posted: Mon Apr 04, 2016 8:18 pm
by Shining
Fab news, well done on getting to the end!