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Posted: Sat Mar 19, 2016 10:55 pm
by Ronnie.31
The full and final settlement was made and exempted in January . could someone out there please inform me if I'm now clear to move on with my life no matter what happens? ?
Posted: Sun Mar 20, 2016 7:14 am
by Shining
Hi, do you have your completion certificate?
Posted: Sun Mar 20, 2016 8:25 am
by Ronnie.31
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by lesley_
Hi, do you have your completion certificate?
Hi no iv been waiting for months now and all they keep telling me is 2 weeks !!
Posted: Sun Mar 20, 2016 8:42 am
by Shining
Once you receive that all important completion certificate, is when you're officially debt free.
Sometimes, it's he who shouts loudest to get their certificate and all companies vary and some considerably in their time span of issuing of completion certificates.
Hopefully you'll receive it soon and be able to move forward.
You probably know but your credit rating will be poor until 6 years past the IVA acceptance date.
Posted: Sun Mar 20, 2016 8:58 am
by kallis3
You should hopefully get it soon but, as Lesley says, your credit rating will be shot. Once you get that though, your name will disappear from the Insolvency Register within three months and the IVA will no longer show on your credit records.
Make sure you check to make sure that no companies defaulted you after the date of the start of the IVA. Check all three agencies, Equifax, Experian and Call Credit.
Posted: Mon Mar 21, 2016 11:16 am
by Lisa Thomas
I've answered on separate post.