www.iva.co.uk

oh do it please Emma, I always feel better pouring my heart out in my blog, it's such a release for me.

Hi Emma..I can only echo what others have said....it may seem tough to re-visit the times when it was so scary...but I am pretty sure you will find it very helpful and not quite as scary as you think...everyone I know has said it helps them to get it all out and into perspective....
So....give it a go....and forget about spelling and grammar....its what you say that will be important not how you spell it.!!

Hi

Just wanted to say many congratulations to the winners.

Emma, give it a go, if you dont like it you dont have to post it. I did blog retrospectively and I found it a huge help. The begining of my debt problems was honestly the worst time in my life, looking back now though, I can see how far I have come. Also I know now that however bad things get in life, or what life throws at me, I will never, ever feel as horrible as I did then. It has given me the confidence to look ahead, no matter what and believe I can get through the bad and enjoy the good.

Hope you spend it on yourself ladyH you deserve it xx

Well done to the winners. All well deserved again xxx

Thanks too - my gift cards arrived yesterday and I have put them away until a really rainy day and I will then go out and brighten the day with a shopping trip of my own ! Thanks IVA.CO.UK - you are true friends !

My voucher card arrived this morning too and as we are going away for weekend I will take it with me so I can have a nosey around
M and S with hubby...its his birthday and we have two nights in Travel Lodge courtesy of the cheap rooms.sale.....9.00 a night...Thanks Admin....and hope everyone else enjoys their vouchers

Mine arrived safely too! and just in time for my birthday shopping trip, which made it even more special[:D]..so thank you once again Mtl and Admin.xx Hope you have a lovely weekend away Mtl[:)]xx

Mine arrived as well - being put away till Christmas!