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Posted: Wed Feb 05, 2014 8:10 am
by craigiewicked1
HI GUYS, ITS THE SECOND MONTH NOW SINSE WE FINISHED THE IVA AND WE HAVE FINALLY HAD TIME TO REFLECT. TO THIS END I WANTED TO GIVE YOU HOPE THAT IT REALLY DOES END, ITS NOT FOREVER AND WHEN ITS DONE IT FEELS REALLY GREAT, I KNOW HOW SOME OF YOU ARE FEELING, THE CONSTANT WORRY, STRAIN, AND ANXIETY BUT BELIEVE ME IT IS NOT FOREVER AND THERE IS LIGHT AT THE END OF THE TUNNEL.IT MAY NOT SEEM LIKE IT AT TIMES BUT THERE REALLY IS. I WISH YOU ALL WELL ON YOUR JOURNEY AND I KNOW THAT SOON YOU WILL BE FREE AS WE ARE NOW. GOOD LUCK TO YOU ONE AND ALL.

CRAIG AND MANDY

XXXXXXXXX

Posted: Wed Feb 05, 2014 8:22 am
by luluj
Brilliant post showing their is a debt free life at the end.

I am now four years since my IVA ended and life is good ! We have our moments of spending, but where as before we would not worry until a credit card is max'd out, I now worry when the overdraft limit of £500 is even touched by £100 !

No looking back after our IVA - onwards and upwards !

Posted: Wed Feb 05, 2014 8:30 am
by footiemad
Good positive post x

Posted: Wed Feb 05, 2014 8:49 am
by Adam Davies
Hi

Always good to read of successful IVAs

In the right circumstances they really are an excellent and very fair way to deal with unaffordable debt

Regards

Posted: Wed Feb 05, 2014 2:12 pm
by Optimism
Good to see these positive posts.

Posted: Wed Feb 05, 2014 2:44 pm
by MelanieGiles
Yes - they do show that there is light at the end of what can often seem a very long tunnel.

Posted: Wed Feb 05, 2014 10:46 pm
by cooltony
Posts like these are what kept me going when I was in my Iva.

Posted: Thu Feb 06, 2014 7:20 am
by Struzzo39
Fab post :)

Posted: Thu Feb 06, 2014 12:49 pm
by Imhotep
Good to know it ends one day. It still feels like many years away for us.

And we are well over the hump... dreading the equity hump now.