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Posted: Thu Mar 07, 2013 12:48 am
by PeyWetWork
Hi all
After nearly 6 long years (6 months with a broken leg and no payments going out) i have 2 payments to go with DFD.
After my final payment what actually happens then?? i know i could wait 6 months for a completion Certificate which i can cope with but i don't want a "we want another ££££ from you"
thanks for any info on this
Pete
Posted: Thu Mar 07, 2013 1:18 am
by MelanieGiles
Hi there and welcome to the forum
Your case ought to be closed within 2 months of the final anniversary, unless there are specific reasons which prevent this. Best to check with them directly to be sure, but congratulations on getting to the end of the road.
Posted: Thu Mar 07, 2013 11:32 am
by Shining
You are almost there, well done. Hope the legs healed well and you'll very shortly be debt free,.
do check with DFD as to their closure procedure but hopefully no holdups. x
Posted: Thu Mar 07, 2013 4:19 pm
by PeyWetWork
Thanks for the info peeps
ive already had ppi forms sent and completed from DFD so that won't cause any hold ups
hopefully just the 2 payments to go then
Pete
Posted: Thu Mar 07, 2013 7:02 pm
by Shining
Fingers crossed for you Pete for a speedy conclusion.
Posted: Fri Mar 08, 2013 12:17 am
by PeyWetWork
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by lesley_
Fingers crossed for you Pete for a speedy conclusion.
Thank you, shall keep you informed [:)]
Posted: Fri Mar 29, 2013 5:35 am
by luluj
Not long to go now ...stay positive .....
Posted: Fri Mar 29, 2013 7:16 am
by Struzzo39
Well done you! Bet you can smell sucess already
Posted: Fri Mar 29, 2013 11:16 am
by seagulls
Congratultations ! Heres to a debt free new life !
Posted: Wed Apr 03, 2013 2:57 pm
by PeyWetWork
1 payment to go
Posted: Wed Apr 03, 2013 4:23 pm
by Shining
another step closer...
Posted: Mon Apr 08, 2013 4:21 pm
by PeyWetWork
sorry for alittle off topic with this but i'll keep it all in one thread, i just signed up too Noddle credit check and having looked at this it shows that all the credit cards i had (7 of them) have gone of the file but 1 bank account and loan....and both of them are showing defaulted way way after the iva start back on 26/04/2007
http://img690.imageshack.us/img690/308/crediti.jpg
is this right????
Posted: Mon Apr 08, 2013 6:43 pm
by Foggy
Hi. If the debts were included in the IVA the default date MUST be on od before the start of the IVA. You will need to contact the data controller for each company and request the date is changed or the default removed.
Posted: Mon Apr 08, 2013 7:18 pm
by PeyWetWork
Cheers for that
Looks like I have alot of things I need to sort out with my credit file then
Posted: Fri Apr 12, 2013 12:08 pm
by PeyWetWork
Well i sent DFD an email the other day asking was my next payment my final one and I got back an email just saying that I have completed my payments and can cancel my standing order
Happy days
