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Posted: Mon Sep 10, 2012 6:48 pm
by Orange78
Hello. I made my final payment in May and have my completion certificate.
Today I received a pair of letters (in the same envelope) from HSBC & Max Recovery / Eversheds telling me that my debt had been transferred. I am confused! Should I just file and forget?
Posted: Mon Sep 10, 2012 6:51 pm
by MerlinL14
Nothing to worry about, just HSBC selling off a job lot of 'bad debt'. Max recovery will find out soon enough that your debt was subject to an IVA.
Posted: Mon Sep 10, 2012 6:52 pm
by MelanieGiles
Yes - if your IVA has successfully completed then there are no longer any debts to tranfer. It seems it is them who are perhaps confused!
Posted: Mon Sep 10, 2012 6:58 pm
by Orange78
Thanks both, for the swift replies.
Posted: Mon Sep 10, 2012 7:18 pm
by Shell.76
i got the same letter today and was confused as i only have 3 payments to make till the end of my iva, and had some replies on here that said not to worry which put my mind at ease.
Posted: Tue Sep 11, 2012 3:19 am
by Shining
I've not made the last payment to my IVA but coming to the end and my hubby and I both had the same letters today, he got the mail first and was a bit concerned but I assured him nothing to worry about.
Posted: Tue Sep 11, 2012 8:51 am
by Niobe
Mine had already been sold on prior to the IVA so I assume I won't get anything.