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Posted: Thu Aug 09, 2012 7:54 pm
by no more cards24
[:)]6 Years down 12 months to go after a 2 year extension, This time next year we should be Debt freeeeeeeeeeeee.
Posted: Thu Aug 09, 2012 8:00 pm
by Shining
Well done for getting this far and I sincerely hope that the next 12 months runs smoothly for you as you work your way towards the glory of debt freedom. x
Posted: Thu Aug 09, 2012 8:33 pm
by Skippy
I hope the next 12 months goes smoothly and quickly for you x
Posted: Thu Aug 16, 2012 7:58 pm
by KM1512
I know how you feel nomore cards I have 12 to go also but the time seems to be going slowly
Posted: Fri Aug 17, 2012 8:45 am
by josu
Can i just ask in which situation someone might get a two year extention?
Posted: Sun Aug 19, 2012 11:50 am
by Christabelle_sparkle
yes Josu...I was just thinking that?..worrying thought!!
Posted: Mon Aug 20, 2012 10:13 pm
by lulu27
We have 3 more payments until we will be debt free it has been a long six years and 4 months.
If I knew at the beginning how hard it would be I am not sure I would have gone for an IVA but looking back it has been worth it we kept our house and we have learnt to value money.
I am hoping all the lessons we learnt help us to manage with our next financial challenge we are having a baby in March.
Posted: Tue Aug 21, 2012 8:46 am
by Shining
lulu27, congratulations on the forthcoming birth.
Northern Rock sometimes insisted on a 72 month IVA and then maybe equity clause could be a reason.