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Posted: Sat Jun 02, 2012 11:35 am
by clairec1
I just wanted to post about how helpful I have found this website and forum. I chose McCambridge Duffy to help me sort out my extreme financial mess after having conversations with a couple of other IP companies. I didn't get a good feeling about the others - too pushy and sales focussed - I just felt like they'd say anything I wanted to hear to get me to sign up. McCambridge Duffy have been the complete opposite. I have always felt like they cared and really wanted to act in my best interests. They've also managed to do something I would have never dreamed possible and negotiate a one off lump sum IVA of £13k to be paid back in one year - from my original debt of £46k. There have been some issues along the way but they have persisted and pulled everything out of the bag to help me have a brighter future!

Thank you so much to all of the people who have helped me - Olivia, Connal, Ross and Daniel, my IP. Such a warm and professional bunch of people. I can't recommend the company highly enough. I don't think these one off payment IVAs are very common but if you are able to raise some cash in a shorter period of time they are well worth considering. I can now see light at the end of the tunnel and hope to be debt free soon.

Good luck to everyone experiencing debt problems on this forum. I hope you can become debt free soon too.

Posted: Sat Jun 02, 2012 11:39 am
by ginger3232
clairec1 - Welcome to the forum, hope you hang around and post your experience as it may just help another person, coming to terms will their finanical situation. Or just join in the conversations on the forum

Posted: Sat Jun 02, 2012 11:40 am
by Niobe
Hello,

Congratulations on your iva acceptance and well done to McCambridge Duffy.

Posted: Sat Jun 02, 2012 6:01 pm
by dipsy
Well done Claire and congratulations on getting your IVA approved. Well done McCambridge Duffy too.

Posted: Sat Jun 02, 2012 6:36 pm
by kazzafunk
Great news Claire - you can now move on to a debt free life.

Well done McCambridge Duffy for another great result.

Posted: Sat Jun 02, 2012 7:48 pm
by Shining
Welcome from myself too. Do keep posting. x

Posted: Sun Jun 03, 2012 11:12 pm
by MelanieGiles
I think that full and final settlement based IVAs are pretty common - we do a lot of them in my firm if third party monies or surplus assets are available. Well done to all concerned in getting your case accepted.

Posted: Sun Jun 03, 2012 11:19 pm
by Broke of London
Congratulations! It's reassuring to hear of people having such positive experiences x

Posted: Tue Jun 05, 2012 10:25 am
by Michael Peoples
Congratulations and many thanks for your kind words which I will pass on to all concerned. Hopefully you will be discharged in the very near future and you can move on with your life.

Posted: Tue Jun 05, 2012 10:55 am
by Olivia Young
Hi Claire

Welcome to the forum...glad we can help and I'm so happy for you.

We discussed all your options in detail before you finally opted for the IVA. It was originally based on monthly contributions but the lump sum is a great way for you to clear your debts a lot quicker.

I hope everything works out for you and let us know if you have any queries.

All the best [:)] x

Posted: Thu Jun 07, 2012 12:26 pm
by macface1980
Hi Claire,
Congratulations on the IVA approval and good luck with it. Taking out an IVA is the best thing I ever did regarding my finances :-)
x

Posted: Thu Jun 07, 2012 1:41 pm
by Shining
Congratulations from me too x

Posted: Thu Jun 07, 2012 1:59 pm
by Tina Shortland
Welcome to the forum Claire and congratulations on your IVa being approved - I am sure the world feels a different place already.

Posted: Fri Jun 08, 2012 1:35 pm
by pennieless
Thats great news claire good luck

Posted: Fri Jul 06, 2012 6:49 am
by luluj
Congratulations and welcome to the forum.