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Posted: Mon Dec 12, 2011 4:55 pm
by herbekj
Wages on the 23rd November, last payment taken on the 25th November.
Received letter of completion today (12th December) dated 8th December from McCambridge Duffy.
Thankyou everyone on the forum and especially McCambridge Duffy for the last 5 years and providing a fast speedy service and the best christmas present for a long time.
Posted: Mon Dec 12, 2011 4:57 pm
by kev59
well done.
enjoy your debt freedom.
Posted: Mon Dec 12, 2011 5:02 pm
by plasticdaft
Brilliant and amazingly fast for a completion certificate!! Given that some people are waiting 3 months plus thats great!!
Paul Merry xmas!!
Posted: Mon Dec 12, 2011 5:13 pm
by Foggy
Well done, H .... and well done McCambridge Duffy
Posted: Mon Dec 12, 2011 5:22 pm
by kazzafunk
Brilliant news! Well done McCambridge Duffy
Posted: Mon Dec 12, 2011 5:34 pm
by sponge
Wahoooo well done you! Can you tell me does your piece of paper say completion certificate or notice of completion?
Posted: Mon Dec 12, 2011 5:44 pm
by herbekj
I have a report and within that report is a single sheet of headed paper that has various details about the IVA, Court date etc in the header followed with the words CERTIFICATE OF DUE COMPLETION in bold.
Then follows a statement declaring the discharge of all liabilities to creditors in the agreement and stuff like that signed by the supervisor.
Posted: Mon Dec 12, 2011 5:47 pm
by plasticdaft
get it framed!!
Paul
Posted: Mon Dec 12, 2011 5:47 pm
by orchid5
Fantastic news herbekj, i'm not quite there yet but soon will be, congratulations and cheers to a new and debt free life. xxxx
Posted: Mon Dec 12, 2011 5:56 pm
by herbekj
It does state this is a very important document and only photocopies should ever be used for Credit Agencies/Creditor Correspondence,
I have a laminator so the original cerfiticate hand signed by the supervisor is gonna get laminated and photocopies then taken from that.
As for framing, yeah, I thought of that but only the girlfriend ever knew of this so.... best not
Posted: Mon Dec 12, 2011 6:28 pm
by sponge
mine just had a "notice of completion" a start date, completed date and a squiggle
Posted: Mon Dec 12, 2011 6:32 pm
by TheMatrix
It's just a piece of paper, not really a certificate. Mine says....
THE INSOLVENCY ACT 1986
MY FULL NAME
INDIVIDUAL VOLUNTARY ARRANGEMENT
XXXXXXX COUNTY COURT XXX of 2006
CERTIFICATE OF FULL IMPLEMENTATION
I hereby confirm that XXXXXXXXXXXX has complied fully with the terms of the Proposal
approved by the requisite majority of unsecured creditors on XX XXXXX 2006.
I further confirm that I shall now cease to act as Supervisor of this Voluntary Arrangement with
effect from X XXX 2011.
And yes it's wise to keep the original, or scan it in at a very high resolution for future reference etc.
Posted: Mon Dec 12, 2011 6:36 pm
by kallis3
Congratulations herbekj
Posted: Mon Dec 12, 2011 6:40 pm
by luluj
fantastic news and what a great Christmas present ! Well done for reaching the end of the journey - now you can move forwards and live your life once again, but in your means this time ! well done !
Posted: Mon Dec 12, 2011 7:45 pm
by littlefi
Fabulous! What a great feeling that must be!