www.iva.co.uk

Hi everyone,
Been looking in on this forum for about 18 months,reading all the posts and the great advice given out by not just the exsperts but everyone who has or is still in the 60-72month rollercoaster world of the I.V.A.

The great news is i have been given in writing my final payment date and i can get off the I.V.A rollercoaster at 60 months on the 4th of july, debt independance day.Untill i recieve my completion certificate the bolly will remain on ice!
Its been hard work at times made sacrifices, no missed payments paid 50% of overtime through out the five years, the end is in sight, must admit it soon came round.

At the start seemed so so far away, you think can i do it?,can i budget for it? will it fail? but you have to be possitive cut your cloth where you can, speak to your IP if you find you are struggling and remember your not alone, keep posting asking questions, before you know it you will be posting your final payment post on the forum.[:D]

Thanks for listening no one to share personally my happy I.V.A news to except you guys. cheers.

Congratulations and well done... my final payment is due in 2 weeks

Thanks KAYKAY,feels good to be so close to the end.

Its great to have people nearing the end of the journey, its an inspiration to those starting out.

Paul

So pleaed for you Phoenix, you post goes to show that it can be done...

Hi paul, your bang on the more people see it can be done the more determined they will be. for along time i felt isolated . but when i found the forum and seen so many people in the same situation and completing their I.V.As the world seemed a better place.

Thanks nepensioner . it teaches you alot about yourself . hows life after your completion?

Congratulations on your impending completion and good luck in your IVA free life!

cheers Grumple,do not want to go through that again.

Phoenix, brilliant news well done to you. I am still sgtanding in the queue for tickets to get on the rollercoaster but hopefully one day I too will be getting off at the other end! Take care and good luck for the future

WEll done phoenix!! I cant wait for that day to come

Phoenix, thank you so much for posting this, it really helps people like me who are only 2 months in and the end seems a lifetime away just now, I'm so glad you have made it through to the end and hope you have a fantastic new debt free life x

Well done for reaching the end - gives the rest of us hope!

Congratulations. I am right behind you and finish on 16th July. x

Again fantastic! It really helps those of us at the beginning of the journey to see that there is an end in sight!