www.iva.co.uk

Hi everyone, hope you're all coping well and sorry for not posting for so long. I do look in regularly but never seem to get the time to post anymore. The experts and mentors are doing a great job and I can see the by the number of new members how busy it is now on the IVA front.

We are just in the middle of our 3rd review and without tempting fate, things are going ok. Like everyone else, the fuel prices have hit us along with the increase in food bills but we are still keeping our heads above water and plodding on.

Hopefully we will manage to get back to some sort of regular posting and for all of you just starting out ...... yes, the first year is terrifying but it does get easier if you stick to your budget and be prepared to make some sacrifices.

Wishing you all the very best - BOT

Hi BOT, welcome back. Hope you are all ok.

Sounds as though your IVA is still going ok and fingers crossed that it continues to do so - know what you mean about the fuel though!

Nice to see you back BOT and thanks for thinking of us and everyone out there embarking on the same journey you did all those years ago.

Look forward to hearing from you again soon and hope the remainder of your IVA goes well.

Regards,

Even BOT has gone up in price!! Glad things are trotting along well for you,well on the downhill stretch now.

Paul

It's good to hear from you BOT and I'm glad that things are still going well for you x

I agree it's good to hear from you BOT, glad things are looking good for you x

Hi BOT & welcome back!

We are at similar stages in our IVAs & I totally agree the first year is the hardest, but it does fly by after that!

Glad you are doing well in your IVA x

Great to hear from you BOT, good luck with the review and please keep posting xx