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Posted: Sat Mar 29, 2008 8:09 pm
by murph
I am in the procedure of taking out an IVA. I am concerned that if it is reused by my creditors, that I my be liable to bankruptcy. Also, my bank statements show a level of gambling, due to my desperation. any ideas!!
Posted: Sat Mar 29, 2008 8:24 pm
by chris.g
Hiya Murph and welcome. The forums a bit quiet tonight as there's a meeting happening. Could you post a bit more info, how much debt, disposable income, do you have any assets, would bankruptcy effect your employment. This info will help others advise you better.
Posted: Sun Mar 30, 2008 12:36 am
by ianmillington
In addition to Chris's questions, can I assume you have now given it up?
If so, how long since you last gambled?
Ian
Posted: Sun Mar 30, 2008 11:27 am
by rollercoaster
i also am going through process of IVA and was completely honest about level of gambling in my personal statement. have not gambled at all since last november as since i found this site i am putting my trust in the IVA process instead of the odds at the spin of a wheel. My IP needed to be assured that i have given this 'method of money making' up, and i feel alot better. [:D]
Posted: Sun Mar 30, 2008 2:57 pm
by MelanieGiles
I do not have a problem in dealing with people with gambling debts, so long as they are honest about their background and are committed to kicking the habit.
Posted: Mon Mar 31, 2008 10:06 am
by ianmillington
I share Melanie's view that it entirely depends upon a commitment to give it up. So long as that commitment is there I don't have a problem with it.
Ian