www.iva.co.uk

Morning

Here to have a moan again!!

Posted yesterday to say lloyds tsb had taken a payment out leaving me overdrawn

Now, we changed bank accounts, hubbys wages not in new account or old account (floating around cyberspace me thinks[:I].. hopefully can be sorted before bills start coming out!!

You know when you just think "anything else"

What a pain Angela!

when I entered my IVA I cancelled all my standing orders and direct debits and now pay everything by card over the phone,or by good old fashioned cheque...it is a bit of a pain,but I always know exactly whats in my account and never get nasty surprises like wrong amounts taken out,or direct debits paid twice! We all know how hard it is to get money back once the banks have taken it!

This was lloyds tsb taking there loan payment, which I had cancelled the direct debit for.. IP calling them today!

Nightmare!! If you contact hubby's employer they should be able to tell you when and where the payment was sent, that way you know where to look.(be quick if it goes into lloyds!)

I tried to cancel a bank direct debit once,which was for a loan with the same bank and they said "oouh noo..we cant cancel a direct debit to ourselves!!"

Good luck..

Hubby just called apparently it happened to a couple of his workmates, so fingers crossed can be sorted today..

will keep an eye out to see which bank it goes into though..

probably just the 'bank holiday weekend' curse, nothing ever seems to work properly after one, especially humans.....lol

Hi
Remember that the banks have lost two working days[Good Friday and Easter Monday]wages may not be in until Wednesday
Regards

Yes as andy says I get paid a day late when there is a bankl holiday.

Ang

Hi angela

I woke up to a lovely email from work this morning (I am having a long break using some holiday, so not gone back yet[:)]) Saying that something was wrong with the bank transfer system and wages should have gone in today and will now not go in untill 27th. This affects my rent and iva payment which are both due out tommorrow, I have just phoned the co op and in there every helpful style they have moved my standing orders untill the 28th to save any charges.

Like everyone says it must be the curse of the bank holiday[:(]
I know we can't have been warned as it was Easter but a lot of people at work today will be phoning thier banks....

I just seem to have had the day from hell today, crap day at work then home to answer machine.. could you please call Paragon this is very urgent!! Called back and gave them the reference no they had left, and she replied "how can I help?" Just said you tell me!!

Having a bad day, had a bit of a cry, made me feel know better!!

Hi
The Co-op really do seem to be the bank for the IVA/Bankrupt,their customer service seems to be outstanding
Regards

They really are amazing Andy, I cannot fault the service I have recieved.
Great telephone customer service staff[:)]
Easy to use and simple online banking[:)]
Statements every fortnight without me requesting[:)]
Really friendly and helpfull branches[:)]

Wish I had changed from HSBC years ago[:)]

Just to back this up our clients report that they also get what they consider to be surprisingly good service from the Co-Op Bank.

We're pleased to advise potential clients to contact them.

we have already changed to SMILE, they have been great up to now, also have a eaycash acct from halifax

just feeling a bit down today, so slightest things seem like major catastrophes[:I]