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Applied to refinance car - any chance??

Posted: Tue Nov 15, 2022 12:51 pm
by nicola715
Car finance is up. I think its pcp and we 3 years into an iva. Have just applied to refinance the balloon payment. Never missed a payment to the company but yeh i think il be shocked if we are approved.

Has anyone any experience in this? 48 hour wait. How il sleep i duno. We absolutely need our car

Re: Applied to refinance car - any chance??

Posted: Tue Nov 15, 2022 1:01 pm
by Breezy
There have been one or two instances posted up where PCP has been refinanced --- from memory one was Black Horse.
Good luck.

Re: Applied to refinance car - any chance??

Posted: Tue Nov 15, 2022 1:13 pm
by nicola715
Thanks - will let u know! This is alphera

Re: Applied to refinance car - any chance??

Posted: Tue Nov 15, 2022 6:38 pm
by nicola715
They use credit kudos so we had to supply authority for them. Any idea if that is a bad or good thing?