www.iva.co.uk

We recently had a full and final offer accepted but unfortunately at the last minute this fell through. The IVA company are now saying this is a breach of our agreement. We have continued to make our payments through this process so we are not in arrears. How can this be a breach of our agreement.

Why did it fall through ? If you pulled out then, yes, you have breached the new agreement ( the IVA would have been amended to a lump sum payment when the F&F offer was accepted. You need to see if the IP will now propose that the original terms be reinstated --- which may or may not be agreed.