Page 1 of 1
Will debts still be owed if they don't show on my credit report?
Posted: Mon Sep 27, 2021 4:19 pm
by suzan
Hi all again ..Checked my credit report and noticed some credit has dropped off have looked and printed of my report and it’s gone ! .Currently going through the process of sprout loans to do a F&F settlement , only have 18 months left not sure I will be accepted as I have a high debt ..not all mine but in my name after my marriage broke down …so I am left with them !
Will these debts still be on there even though I can’t see them ?
Racking my brain !
Re: <t>Will debts still be owed if they don't show on my credit report?</t>
Posted: Mon Sep 27, 2021 4:30 pm
by kallis3
Yes, I imagine they still will be owed but will be covered by the IVA. Be aware that just recently one or two people have had full and final offers rejected if it is done by a Sprout loan.
Re: <t>Will debts still be owed if they don't show on my credit report?</t>
Posted: Mon Sep 27, 2021 4:50 pm
by Foggy
Credit reports only show what has been reported to them and each agency can differ --- they are not a full and complete list of debts owed.
Re: <t>Will debts still be owed if they don't show on my credit report?</t>
Posted: Tue Sep 28, 2021 5:04 pm
by Suki12
Thank you for reply , I only got my credit report to see what was on there as was currently dealing with sprout loans …after reading some of the topics I’m not sure I will get accepted , I won’t be disappointed if I get rejected but at least I’ve tried
In two weeks time I will only have 17 months left might as stay where I am and not have the extra interest added in …dealt with loads more stress with sleepless nights with it.
Re: <t>Will debts still be owed if they don't show on my credit report?</t>
Posted: Tue Sep 28, 2021 5:32 pm
by kallis3
Hi,
Let us know how you get on - if you are rejected then at least you can now see the light at the end of the tunnel.