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Hi is there a company that offers loans despite bad credit?
Posted: Wed Jul 14, 2021 4:03 pm
by donna784
Hi is there a company that does loans for peiople who have bad credit
So they can built their CREDIT SCORE UP AGAIN ?
Re: <t>Hi is there a company that offers loans despite bad credit?</t>
Posted: Wed Jul 14, 2021 4:46 pm
by Foggy
Hi Donna. There are a lot who do ... mainly with credit cards (Vanquis, Capital One, Aqua and many others). What is your situation ? Are you in an IVA, or recently out of one ?
If you have had an IVA your credit score will not improve much until the IVA clears off the credit files, along with any defaults --- this is usually the 6th anniversary of the start of the arrangement.
Have a read here:
https://www.iva.co.uk/what-does-an-iva- ... dit-record
Re: <t>Hi is there a company that offers loans despite bad credit?</t>
Posted: Wed Jul 14, 2021 5:08 pm
by donna784
Hi Foggy thanks for your response..
Yes l in an Iva
The last payment is due
In 2 Weeks
Thankgod.
But read were they look another years payments....
From some people.
Re: <t>Hi is there a company that offers loans despite bad credit?</t>
Posted: Wed Jul 14, 2021 5:22 pm
by kallis3
They will only take an extra year if you are a homeowner with equity in your house and unable to remortgage. If you have taken any payment breaks then these will be added on at the end.
As regards new credit - try cards that do a soft search which will not impact on your credit rating to see if you are likely to be accepted or not.