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<t>Mortgage help</t>

Posted: Tue May 04, 2021 8:05 pm
by DJ92
Mortgage help:

Hi Ryan,

I'm looking for some guidance regarding obtaining a mortgage after completion of my IVA. The IVA was paid early in January, certificate received in March and my record will leave the register at the end of June. However, the IVA will still be on my record until November 2023.

If I was able to gather a 25 per cent deposit, do I have any chance of obtaining a mortgage? My income has increased significantly and I would be looking to borrow circa 120,000.

Thanks,

Dominic

Re: <t>Mortgage help</t>

Posted: Tue May 04, 2021 8:07 pm
by luluj
Please contact Ryan via his details in his link

memberlist.php?mode=viewprofile&u=18488

Re: <t>Mortgage help</t>

Posted: Tue May 04, 2021 8:14 pm
by Foggy
Hi Dominic. I have taken the liberty of removing your surname as, with that, people can discover your address and date of birth while you are still on the Register.

I am sure Ryan will respond shortly, but, as luluj suggests, maybe dropping him a line direct would be better.

Re: <t>Mortgage help</t>

Posted: Wed May 05, 2021 4:07 am
by Ryan
Hi Dominic
Thank you for the message and email. I have replied directly, as you question is more personal than generic.
In general, if you have completed an IVA and have a 25% deposit, there are definitely options open for you.

Re: <t>Mortgage help</t>

Posted: Thu May 06, 2021 5:31 pm
by Ryan
Hi Dominic,
Just checking you got my email?