www.iva.co.uk

August 2021 I’m going to be going ahead with sprout loans for a early settlement I’ll be 30 months in by then.

I’ve recently tried for a starling bank account but getting refused.

Once Sprout has gone ahead and I’ve is marked as settled or whatever happens. I no it’s there for the 6 years, but will this improve my chances or approval?

Lee

I don't think it will make any difference, but too many hard searches on your credit account won't look good. Stick with the bank account you have now.

As Kallis says -- the more hard searches on file over a rolling 12 month period the more resistant lenders / bankers etc. will be to accepting you. I have three ... all went on to be accepted, but Clearscore have advised "no more".

It is best to keep your head down and let everything clear up before muddying the waters again.