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Mortgage lenders who consider previous IVA

Posted: Sun Nov 08, 2020 2:59 pm
by kravarran
Hi,

IVA completion certificate received over 3 years ago and now I'm looking at moving and applying for a new mortgage (joint with girlfriend).
My credit rating is very good now but I know that majority of lenders ask about previous IVAs.

Does anyone know of mortgage lenders that either don't ask about previous IVAs or are sympathetic about it and are likely to approve with good credit score?

Re: Mortgage lenders who consider previous IVA

Posted: Sun Nov 08, 2020 3:30 pm
by kallis3
Have a word with either Ryan or Shaun, our resident mortgage experts to see if they can help. Details under the experts lin.

Re: Mortgage lenders who consider previous IVA

Posted: Sun Nov 08, 2020 4:10 pm
by kravarran
Thanks Kallis

Re: Mortgage lenders who consider previous IVA

Posted: Sun Nov 08, 2020 5:58 pm
by Foggy

Re: Mortgage lenders who consider previous IVA

Posted: Mon Nov 09, 2020 1:59 am
by luluj
I can personally vouch for Ryan and his team. We have used then for the last 10 years and have always been happy with the products.

Re: Mortgage lenders who consider previous IVA

Posted: Wed Nov 11, 2020 12:10 am
by abbiesmum2003
Completed IVA October 2018.
Spent a year repairing credit history, using credit respinsibly etc.
Can personally vouch for Select Partnership (Shauns team) who helped us with a budget, affordability etc.....
Got a mortgage on the High Street with a low fixed rate....bought dream forever home and moved in in June this year.
Best of luck-there will be a solution out there for you! Let us know how you get on!