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Credit File, ( must of been asked many times)

Posted: Tue Apr 28, 2020 7:22 am
by Mxlee8
Right long story short currently in a iva, over 2 years.

Couple of my creditors 1 of them being SafetyNet Credit have not defaulted on my file. Still showing upto date. Is this going to affect anything. Majority of my others have defaulted to start date of the iva give or take couple months which I'm not to bothered about.

Thanks Lee

Re: Credit File, ( must of been asked many times)

Posted: Tue Apr 28, 2020 7:40 am
by kallis3
I wouldn't worry about it too much at this point. One of mine is still showing and I finished years ago and have had no problems getting credit.

Re: Credit File, ( must of been asked many times)

Posted: Tue Apr 28, 2020 7:53 am
by Foggy
As long as they continue to show payments are up to date there should be no issue.

Re: Credit File, ( must of been asked many times)

Posted: Tue Apr 28, 2020 8:41 am
by Mxlee8
Thanks guys. So should these dissappear in there own time?

Re: Credit File, ( must of been asked many times)

Posted: Tue Apr 28, 2020 9:08 am
by Lisa Thomas
Once your IVA is complete and it has been 6 years since you entered it so I wouldn't worry about it until after your IVA has successfully finished.