How long after IVA completion can I apply for a mortgage?
Posted: Mon Apr 06, 2020 1:04 pm
Hi all. After posting on here several times about this, that and the other, I can now pass on that my completion statement was ready for downloading bus the Aperture portal.
Last September, after paying my 72nd payment they kept wanting house valuations and I&E's done. I gave them everything they wanted and at the end of September 2019 I was told that it would take 4-6 weeks to go through my 12 payslips and P60's etc. At that point I just left them to it and out of the blue 3 weeks ago I had the email to say that all was completed and to wait for the certificate. I was so happy.
I'm not saying that waiting and leaving them to it will be the way for everyone but it's worked for me.
They've told me to wait for creditors to take my name of registers etc, but what sort of time am I looking at for applying for a decent remortgage from off the street lenders please guys, or am I dreaming?
Regards - from a happy Lee
Last September, after paying my 72nd payment they kept wanting house valuations and I&E's done. I gave them everything they wanted and at the end of September 2019 I was told that it would take 4-6 weeks to go through my 12 payslips and P60's etc. At that point I just left them to it and out of the blue 3 weeks ago I had the email to say that all was completed and to wait for the certificate. I was so happy.
I'm not saying that waiting and leaving them to it will be the way for everyone but it's worked for me.
They've told me to wait for creditors to take my name of registers etc, but what sort of time am I looking at for applying for a decent remortgage from off the street lenders please guys, or am I dreaming?
Regards - from a happy Lee