www.iva.co.uk

If I apply for an IVA, can it stop bailiff action trying to collect council tax arrears?

It did for me, once the IVA was agreed the bailiffs passed the debt back to the local authority and I heard no more from either of them.

Councils do vary in their reaction to an IVA through, for the most part, ignorance of the situation. I know that mine simply write off any arrears as soon as an IVA is entered, along with the current year. They do not involve themselves with the IVA at all as it costs more to administer than they would actually get back in dividend payments.

Thinking about it I think the local authority recalled the account from the bailiff when they received the proposal, they did make a claim in the IVA but the big thing for me was getting the bailiff out of the picture.

depends on the situation, bailiffs may come to you

If they do turn up, don't let them in and make sure all windows and doors are closed.

here is more on baillifs different actions

https://www.scottishtrustdeed.co.uk/tru ... ollectors/

Trust deeds are different to IVA's. You don't have to answer the door to debt collectors but with bailiffs, unless they have a warrant you need to keep doors and windows closed and do not let them across the threshold.