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What happens to credit score post IVA
Posted: Mon Feb 18, 2019 9:55 am
by ivamess
IVA five years done next month, it was paid off three years ago as lump sum. What happens re credit score now? Does it stay bad for six years or does it suddenly start to do ok after five?
Re: What happens to credit score post IVA
Posted: Mon Feb 18, 2019 10:08 am
by kallis3
Your credit record will be shot for the whole six years regardless, then you should check your records and make sure all defaults were back to the start of your IVA.
Re: What happens to credit score post IVA
Posted: Mon Feb 18, 2019 10:12 am
by Foggy
Re: What happens to credit score post IVA
Posted: Mon Feb 18, 2019 12:42 pm
by Lisa Thomas
You might find this quick video I made about cleaning up your credit record useful:
https://youtu.be/PV4RzUY4BRM
Noddle, Clearscore and Totally Money are also free credit agencies to consider using:
https://www.noddle.co.uk/
https://www.clearscore.com/
https://www.totallymoney.com/