www.iva.co.uk

Hi All.

I completed my IVA 6 months ago. I have gone through my credit file with all three agencies but on Equifax there is a mistake. It is showing one of my creditors as still 'Defaulted' as opposed to 'Settled' which all the rest of now changed too. It also has the default date wrong by a number of months.

I just wanted some advise on who best to go to in order to correct this. Do I go straight to Equifax with a copy of my Completion Certificate and list of creditors? Go to the Creditor directly, or go to my IP (CreditFix).

Thank you all in advance

You go to the Data Controller at the creditor to get the date amended --- the status doesn't matter. However, if it's a couple of months out it will still drop off before you could get it sorted anyway ---- have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record