Advice please
Posted: Sat Oct 20, 2018 4:15 pm
Hi all.
Was just looking for some advice please
My mum is looking to retire and has asked if next year we wanted to buy a house with her as we are renting at the min. She will pay 50% deposit and the other 50% myself and my husband would need a mortgage. Fingers crossed if this 2nd full and final offer is excepted I will be completed my Iva early by only 5 months tho. I know it stays on your credit file until the full 6 years but would I be able to get a mortgage after just 5 years if we have a 50% deposit? Any advice would be greatly received
Was just looking for some advice please
My mum is looking to retire and has asked if next year we wanted to buy a house with her as we are renting at the min. She will pay 50% deposit and the other 50% myself and my husband would need a mortgage. Fingers crossed if this 2nd full and final offer is excepted I will be completed my Iva early by only 5 months tho. I know it stays on your credit file until the full 6 years but would I be able to get a mortgage after just 5 years if we have a 50% deposit? Any advice would be greatly received