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Got completion certificate, what now?

Posted: Wed Aug 29, 2018 8:28 pm
by ketton79
Ok posted this already but I can't find the post? Anyways hooray my wife finished her iva ! Paid the last payment end of July and got the completion certificate yesterday which seems quite quick by other accounts I'm reading on here. Still have 12 months to go on mine but we're getting there.

Question what should we be doing anything now she has the completion all dome and dusted?

Cheers again guys I don't post a lot but I read a lot and to anyone looking for help this site is fill of info and stick at it there is light at the end of the tunnel, it's been a hard 5 years but we're almost there

Re: Got completion certificate, what now?

Posted: Wed Aug 29, 2018 8:51 pm
by Foggy
Well done to the wife :-)

Have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record

Re: Got completion certificate, what now?

Posted: Wed Aug 29, 2018 9:03 pm
by luluj
Thats a very quick turnaround for your wife certificate. Your 12 months will soon pass and theb it will be debt freedom all the way !

Re: Got completion certificate, what now?

Posted: Thu Aug 30, 2018 8:23 am
by Lisa Thomas
She might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/

Re: Got completion certificate, what now?

Posted: Thu Aug 30, 2018 8:33 am
by Ryan
That is quick for the Completion Certificate, excellent news.

Regards

Re: Got completion certificate, what now?

Posted: Thu Aug 30, 2018 7:18 pm
by Waitingforship
Congratulations to you and your wife. Hope your next 12 months are easier. Please may I ask who her IVA was with? I hope to make my final payment at the end of October. It would be great if my CC was issued as quickly.

Re: Got completion certificate, what now?

Posted: Thu Aug 30, 2018 8:25 pm
by ketton79
Waitingforship wrote:
Congratulations to you and your wife. Hope your next 12 months are easier. Please may I ask who her IVA was with? I hope to make my final payment at the end of October. It would be great if my CC was issued as quickly.
It was with pay plan. They've been a bit got and miss recently with getting back to me on stuff but they did this quick to be fair.

Re: Got completion certificate, what now?

Posted: Thu Aug 30, 2018 8:25 pm
by ketton79
Lisa Thomas wrote:
She might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
Thanks I'll take a look

Re: Got completion certificate, what now?

Posted: Thu Aug 30, 2018 9:06 pm
by Waitingforship
ketton79 wrote:
Waitingforship wrote:
Congratulations to you and your wife. Hope your next 12 months are easier. Please may I ask who her IVA was with? I hope to make my final payment at the end of October. It would be great if my CC was issued as quickly.
It was with pay plan. They've been a bit got and miss recently with getting back to me on stuff but they did this quick to be fair.
Thanks :)