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In need of advice - can debt be added to IVA after completion?

Posted: Sun Mar 18, 2018 3:01 am
by Nali
Hello everyone,

My IVA completed in the summer, what a relief. I could not have got through it without reading and keeping up to date with all the information and stories on this site. Thank you!

It has come to light that there is some utility bill debt that is outstanding. This stems from when I was still in the IVA. Being that the IVA is already long completed, is there anything that could be done to have it added to old IVA?

Sorry if this is a silly question. Many thanks for your time

Re: In need of advice - can debt be added to IVA after completion?

Posted: Sun Mar 18, 2018 9:04 am
by Foggy
Hello and well done :-)

You cannot add new debt to an old IVA and you will have to negotiate a repayment schedule with the utility companies. I am assuming that these debts were not accumulated before the old IVA and included in it then.

Re: In need of advice - can debt be added to IVA after completion?

Posted: Sun Mar 18, 2018 9:07 am
by kallis3
Unfortunately not. You will have to pay this yourself.

Re: In need of advice - can debt be added to IVA after completion?

Posted: Sun Mar 18, 2018 6:00 pm
by Nali
Thank you so much, I appreciate all your swift responses.

it is a shame but I will figure it out, I have come this far hey :)