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Incorrect default dates

Posted: Sat Mar 10, 2018 8:49 am
by Jo1979
Hi Guys
Please could any of you advise me on something, we entered into our iva August 2011. Cc received Feb 18.
On our credit files Cahoot is listed as a closed account but the default dates go up to Nov 2015. I wrote to Cahoot over 2 months ago asking them to amend this and have received zero reply. What do I do next as they are still showing on my files? Thanks

Re: Incorrect default dates

Posted: Sat Mar 10, 2018 9:07 am
by kallis3
Send a copy of your completion letter to the Data Controller at Cahoot and tell them to remove defaults back to the start of the IVA otherwise you will be making a complaint.

Re: Incorrect default dates

Posted: Sat Mar 10, 2018 9:41 am
by Foggy
Jo1979 wrote:
Hi Guys
Please could any of you advise me on something, we entered into our iva August 2011. Cc received Feb 18.
On our credit files Cahoot is listed as a closed account but the default dates go up to Nov 2015. I wrote to Cahoot over 2 months ago asking them to amend this and have received zero reply. What do I do next as they are still showing on my files? Thanks
There should not be multiple "dates" -- just the one default date, which keeps getting reported. Have a read here and use the template and suggested course of action. https://www.iva.co.uk/what-does-an-iva- ... dit-record

Re: Incorrect default dates

Posted: Mon Mar 12, 2018 8:35 am
by Ryan
Hi Jo,

If you are able to contact Cahoot via Social Media that's worth a try as that seems to be the quickest way to get a dispute resolved these days.

Regards