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It's Friday, it's sunny and I've just made my final payment
Posted: Fri Jun 16, 2017 9:29 am
by Seanj67
and it feels good! I won't see any benefit until next moth, but that's ok, it's one payment I can scrub off my spreadsheet!
the 6 years has gone well overall. Yes, there were times I wondered if i'd made the right decision, but the alternative was worse. I was lucky that my employers allowed me to work from home a lot so I saved on travel costs which helped. I told the IP and it didn't affect my payments so that's good. The journey has taught me a lot, things I should have learned before I got to the IVA stage, but it is what it is, and now I'm perhaps in a position to offer my advice/experience to someone else, having lived it myself.
S
Re: It's Friday, it's sunny and I've just made my final payment
Posted: Fri Jun 16, 2017 9:32 am
by Foggy
Well done and congratulations ! Hopefully the CC shouldn't be too long.
Onward and Upward.
Re: It's Friday, it's sunny and I've just made my final payment
Posted: Fri Jun 16, 2017 9:36 am
by kallis3
Brilliant news - well done!!
Re: It's Friday, it's sunny and I've just made my final payment
Posted: Fri Jun 16, 2017 9:37 am
by Ryan
3 reasons to celebrate. Great news, congratulations Sean.
Re: It's Friday, it's sunny and I've just made my final payment
Posted: Fri Jun 16, 2017 11:08 am
by Lisa Thomas
Well done on having the finish line in sight!
Re: It's Friday, it's sunny and I've just made my final payment
Posted: Fri Jun 16, 2017 1:45 pm
by Seanj67
Thanks all!
I've just had confirmation the they will be "distributing dividends" next week. I assume this just means them handing over the money I've paid in? They've said my CC will be in the post & email next week too.
S
Re: It's Friday, it's sunny and I've just made my final payment
Posted: Fri Jun 16, 2017 2:00 pm
by kallis3
Good news - let us know when it arrives.
Re: It's Friday, it's sunny and I've just made my final payment
Posted: Fri Jun 16, 2017 5:07 pm
by Oopssidaisies
That's fantastic! Well done you! My last payment is at the end of the month and I can't wait!
Re: It's Friday, it's sunny and I've just made my final payment
Posted: Sat Jun 17, 2017 2:41 am
by luluj
Brilliant and hopefully a speedy closure too. Enjoy your new debt free life.
Re: It's Friday, it's sunny and I've just made my final payment
Posted: Mon Jun 19, 2017 8:41 am
by Lisa Thomas
Yes that means they are paying the creditors some money - sounds like you will get your CC very quickly.
Re: It's Friday, it's sunny and I've just made my final payment
Posted: Tue Jun 20, 2017 11:51 am
by Seanj67
Well, I've just had an email from CF confirming that my case is now closed and my CC will be with me in a couple of days
S
Re: It's Friday, it's sunny and I've just made my final payment
Posted: Tue Jun 20, 2017 12:10 pm
by harrysmummy78
Great News, Well done all the best for the future
Re: It's Friday, it's sunny and I've just made my final payment
Posted: Tue Jun 20, 2017 4:11 pm
by Foggy
Re: It's Friday, it's sunny and I've just made my final payment
Posted: Wed Jun 21, 2017 7:35 am
by Seanj67
Morning all.
Just to update you, I had an email at 05:30 this morning from Creditfix and attached was my final report ( with advice to send to Experian & Equifax ) and my completion certificate attached - there's a hard copy in the mail. I probably won't frame the certificate and hang it in the hall....
So that's it. it seems I'm done. It feels a bit odd really.
S
Re: It's Friday, it's sunny and I've just made my final payment
Posted: Wed Jun 21, 2017 7:44 am
by kallis3
Great news - hopefully it will drop off the Insolvency Register soon ass well!