www.iva.co.uk

OMG! Ecstatic doesn't even come close. Adam from Payplan has just e-mailed mine and my husbands Completion certs, and oh my god - what a feeling! Adam from Payplan has been truly fantastic, kept me completely updated and without him (and help from here as we had a slight issue with Natwest) I would probably still be waiting.
So happy and a BIG thank you to all. What a feeling..........!

Congratulations and well dome to Payplan ( and Adam in particular) for getting thios all sorted.

Onward and upward.

Congratulations! It's a brilliant feeling!!

Great news well done! Best of luck for a debt free future.

You might find this quick video I made about cleaning up your credit record useful:

https://www.youtube.com/watch?v=PV4RzUY4BRM

Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/

Well done from me too and glad to see this is finally resolved.

Thank you to you all - you have been all a massive help with all your vast knowledge. I've been tidying up my credit file for a while now - Barclays had a default date a whole year later than the start date of the IVA! but finally after many months I seem to have got somewhere with them. I've been (and will continue to do so) check the forum daily as every snippet of information is invaluable and had it not been for here I wouldn't have even thought of going down the F&F route with husbands redundancy in the first place! So again THANK YOU ALL. Am so happy

Congratulations to you both and all the best for the future

Thanks Watzki, and the same to you too.

That's such awesome news! What a lovely start to the new year. Really pleased for you

Oh it certainly is fantastic start to the new year! And hopefully not long till you receive yours. Feels weird but wonderful! Adam at Payplan was so fantastic - I can't praise him enough, so should you have any problems (hopefully not) at least you know there is a contact there that will get things sorted for you. Thank you Kentgirl

Yes, I cannot wait for that day! It will truly be a dream come true. I really hope Payplan can wrap things up quickly. I'm so looking forward to getting my credit score back on track after learning some very hard lessons these past few years!

Yeah let's hope PP wrap it up quickly for you and onwards and upwards for us both!

Yes fingers crossed! Happy times ahead!

Congrats Kazza, seems like only last week you started posting on your IVA start. Good luck in your debt free future.

Thanks Merlin! It did go quickly except the waiting of the F&F process seemed to drag but all done now and feels fantastic! Thanks again and just love being debt free and with savings!