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Hi all, I paid off my IVA early but creditors are still showing defaults.

Posted: Tue Jan 03, 2017 4:26 pm
by Deborah.18
Hi all, I paid off my IVA early back in February 2016. Whilst the IVA on my credit files are showing as settled, the creditors are still showing each month as a default. Is this correct?
Also, I have written to one creditor via Recorded Delivery, twice now, to get the date of default amended as it is incorrect. I have received no acknowledgment and they have not amended the date of default. What should I do now?
Many thanks.

Re: Hi all, I paid off my IVA early but creditors are still showing defaults.

Posted: Tue Jan 03, 2017 4:37 pm
by Foggy
The defaults will show up to the 6th anniversary of the date of default, regardless of the state of the account or whether thr IVA completed early.

Have a quick read here:

http://www.iva.co.uk/what-does-an-iva-d ... dit-record