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Posted: Fri Nov 11, 2016 4:12 pm
by spurs
Hi all, just had my CC a couple of weeks ago and it's just turned 6 years since I started my iva. I currently have a basic account with the co op but want to upgrade to a 'normal' account with hsbc or Barclays, when can I apply for this? Once again TIA
Posted: Fri Nov 11, 2016 4:16 pm
by kallis3
HSBC might not be the best one to go for as they are notoriously bad with both and past IVA people.
Barclays should be ok but make sure that everything is off your record first.
Posted: Fri Nov 11, 2016 4:20 pm
by spurs
Cheers Kallis, I'm awaiting an updated credit report due tomorrow, I'm hoping the majority of it will be gone!
Posted: Fri Nov 11, 2016 4:38 pm
by kallis3
You may find that it takes up to three months for it to come off the insolvency register and there is nothing you can do about that.
Posted: Fri Nov 11, 2016 6:50 pm
by MerlinL14
I opened a basic account with Barclays during the last year of my IVA, once the IVA finished and I received my CC they upgraded my account to a full current account without me even prompting them.
Posted: Sat Nov 12, 2016 3:26 am
by nursecrippin
Im with co op and have there main account, I've had it all the way through my IVA without any problems.
You don't have to change bank accounts if you don't want to hun