www.iva.co.uk

Hi, we are just completing our final review. Our surplus income is around £80/month this year, an increase of £30 due to my husbands on call payments. Previously if the surplus is under £50 we have been allowed to keep it. As it is over the £50, will the whole £80 be taken or will we be able to keep the first £50 and then give them the rest. Thanks

Is your basic level around £500 per month ? So, you get to keep 10% Usually for extra income in the form of overtime, bonus etc. you keep the equivalent of 10% of the basic pay then split the rest 50 / 50.