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				Posted: Thu Sep 22, 2016 3:59 pm
				by LL.w
				I would like to pay off our Iva we owe about 10,500 approx is there a lender who will lend a secured on house
			 
			
					
				
				Posted: Thu Sep 22, 2016 4:01 pm
				by rogwal
				there are lenders but it is based on equity in property
			 
			
					
				
				Posted: Thu Sep 22, 2016 4:04 pm
				by LL.w
				Hi we have more than that as equity in our property
			 
			
					
				
				Posted: Thu Sep 22, 2016 4:17 pm
				by Michael Peoples
				Contact Shaun Vickery who posts here as he has access to these type of products. His details are in the experts section.
			 
			
					
				
				Posted: Thu Sep 22, 2016 4:25 pm
				by LL.w
				I spoke with him and he could help due to us having solar panels on our roof on a rent a roof scheme
			 
			
					
				
				Posted: Thu Sep 22, 2016 4:53 pm
				by kallis3
				Please can I ask that you change your name - it is not good to put email addresses on here.
			 
			
					
				
				Posted: Thu Sep 22, 2016 6:01 pm
				by Foggy
				You are probably going to have similar problems with all lenders with the solar panels as this impinges on the value and security offered.
What are you planning to offer? Is this a sum based on remaining payments, or outstanding debt amounts?
			 
			
					
				
				Posted: Thu Sep 22, 2016 6:04 pm
				by LL.w
				It's outstanding debt amount
			 
			
					
				
				Posted: Thu Sep 22, 2016 6:15 pm
				by kallis3
				Please change your forum name - you are liable to get a lot of spam mail and people may be able to identify you from it.
			 
			
					
				
				Posted: Thu Sep 22, 2016 6:19 pm
				by Foggy
				font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by lesleylouisew@icloud.com
It's outstanding debt amount
You can offer a full and final payment to end the IVA early for much less than the outstanding debt. Creditors regularly accept payments based on the number of remaining payments ( plus 12 if equity is to be dealt with), multiplied by the current monthly payment. This will give the creditors what they signed up for.
 
			 
			
					
				
				Posted: Thu Sep 22, 2016 6:22 pm
				by LL.w
				Our 5 years is up next July 
It won't let me change my user name do you know how to delete this account and creat a new one 
Sorry
			 
			
					
				
				Posted: Thu Sep 22, 2016 6:29 pm
				by kallis3
				We will contact admin and ask them to sort it.
			 
			
					
				
				Posted: Thu Sep 22, 2016 6:32 pm
				by LL.w
				Thank you so much for that I new to this
			 
			
					
				
				Posted: Thu Sep 22, 2016 6:42 pm
				by Foggy
				I have requested that the part of the name after the @ is removed -- hopefully it should happen soon.
			 
			
					
				
				Posted: Thu Sep 22, 2016 6:48 pm
				by LL.w
				Thank you so much