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Posted: Tue Sep 20, 2016 5:43 pm
by Nigel.rn
whats the likely hood of getting a decent mortgage rate after iva has completed. i currently have a S.V.R 4.4% and could do with reducing it to get the mortgage paid off quicker
Posted: Tue Sep 20, 2016 6:19 pm
by kallis3
Hi,
Speak to either Ryan or Shaun (details under the ask experts a question link on the left hand side of the page) for some advice on a mortgage.
Posted: Tue Sep 20, 2016 7:41 pm
by Foggy
It's not impossible, but you will get a far better rate if you can hang on until your credit files clear up. I am sure Ryan or Shaun can advise on the spadework required.
Posted: Tue Sep 20, 2016 11:29 pm
by Ryan
Hi Nigel.rn
If your IVA is now off your credit file you may well get high street interest rates.
When did you enter this?
Posted: Wed Sep 21, 2016 11:06 am
by Lisa Thomas
Has your 6 year anniversary since IVA started passed yet? This is a key component.