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Posted: Wed Aug 24, 2016 8:53 pm
by Richard.18
Hello all. I completed my IVA with Payplan in April, and received my completion certificate in June. Today I received a letter from Barclaycard / PRA group stating that my outstanding balance of £##,#### has been passed onto the PRA group (Debt Collection). I've sent to PayPlan for comment, and I'm slightly concerned about it to be honest. I certainly didn't expect to be receiving letters of this nature after spending 6 years in an IVA and completing it.
Is it anything to worry about?
Richard
Posted: Wed Aug 24, 2016 10:04 pm
by kallis3
Hi,
Don't worry about it - it's a case of the right hand not knowing what the left hand is doing.
Just ignore them.
Posted: Wed Aug 24, 2016 10:07 pm
by Foggy
Sometimes it takes a while for creditors to catch on. Barclaycards collectors have been known to try it on in the past as well.
If the debt was included in the IVA simply tell them and give them a copy of the Chairman's Report and completion certificate.
Posted: Thu Aug 25, 2016 4:40 am
by luluj
As others have stated if the debt was included in the ivs then you are fully protected. Follow foggy's suggestion and all will be ok .