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Posted: Fri Aug 19, 2016 9:17 pm
by Mercdes
Hi I completed my IVA and received my CC more than 2 months ago. How will i know that all my creditors cleared me up with my debts.
Posted: Fri Aug 19, 2016 9:22 pm
by Foggy
You will get no contact from the creditors, just be assured, if they were included in the IVA ( as all unsecured creditors should have been) the debts are written off on successful completion of the IVA.
Posted: Sat Aug 20, 2016 4:23 am
by luluj
Your credit files will begin to clear and the balances will be amended. They will show on your credit record until the 6th anniversary of the default date before they get removed. For me as soon as the money has been distributed I started to see my records be amended by creditors - some were quicker than others though
Posted: Tue Aug 23, 2016 10:38 am
by Lisa Thomas
You might find this quick video I made about cleaning up your credit record useful:
https://www.youtube.com/watch?v=PV4RzUY4BRM
Noddle and Clearscore are also free credit agencies to consider using:
https://www.noddle.co.uk/
https://www.clearscore.com/