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Posted: Mon Aug 01, 2016 5:14 pm
by Joannedh70
My IVA now appears as Satisfied on my score, does this hold any impact to my score ?
Posted: Mon Aug 01, 2016 5:17 pm
by kallis3
Hi and welcome,
Your IVA will impact on your credit score for six years from the date of the initial IVA acceptance regardless of whether or not it says satisfied.
Posted: Mon Aug 01, 2016 6:44 pm
by paulaj8824
It makes no difference whatsoever that it shows completed successfully. It will drop off your credit report six years after the start date, this should then improve your score as long as all your defaults are off as well.
Posted: Tue Aug 02, 2016 9:37 am
by Lisa Thomas
Hi well done on finishing your IVA!
You might find this quick video I made about cleaning up your credit record useful:
https://www.youtube.com/watch?v=PV4RzUY4BRM
Noddle and Clearscore are also free credit agencies to consider using:
https://www.noddle.co.uk/
https://www.clearscore.com/