www.iva.co.uk

Hi what's the process to get this started?

I have 24 months left to pay at 224, but been offered 3500-4000 to pay it off would this be accepted also my income last 3 months has dropped by 100 due to no overtime in work

Thanks I know I've been a pain but just want to get sorted for future

Hi,

Speak to your IP company and tell them you want to do this and that the money is only available for a full and final.

It will take a few weeks to sort out so best get the ball rolling as soon as possible.

Hi do you think that is a ok amount?

You can offer the lower figure to start off with and see what they say - they may want it upping but then they are saving on admin costs and the creditors will get their money sooner rather than later.