www.iva.co.uk

Hi,

We have just received our review I&E form and the covering letter just asks for 6 months bank statements and doesn't mention wage slips or P60.
The main query I have is that there is a section in allowances for gifts...has anybody every put a figure in there and it has been granted? I don't know whether to just put in £10 and see if they knock it back

We had £10 for "sundries" -- but I doubt they would allow a specific sum for gifts.

I never had a section for gifts at all. For Christmas and Birthdays you need to save from your allowances if you can.

For my part I do internet surveys and convert the points to vouchers at the end of the year and give those out as Christmas gifts.

There is a lot of sections which I'm surprised to see...like gifts, alcohol, lottery, postage and window cleaner! Think I will just keep to my old PJG one and they can juggle the figures themselves!

I never claimed for anything like this - did dental, hairdressers, opticians, prescriptions and that's the lot. Was allowed to have pet insurance and pet food separately from the household groceries.

Wow ! I didn't get any of those !

its a bit daunting to be faced with all these blank spaces! I knew exactly where I was with my other form. I will be making a few photocopies and having a play around with my figures to make it look suitable. Im not going to be claiming for things I don't spend money on like cigarettes and newspapers but thought the gifts section was worth a cheeky shot. I pay the window cleaner via bank transfer and that shows on my statements so I will be claiming for that

I had a basic Sky allowance. mobile phone, social allowance, car breakdown, tax and MOT and insurance and servicing.

I was with PJG now Creditfix, I just put a small amount in every box! Some match up with old PJG some don't,
I have had no change in payments for 2 reviews
I can't say I fully understand how they calculate it as my wages fluctuate
I also don't want to rock the boat!