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Posted: Wed May 18, 2016 10:17 pm
by Ruth.mh
My IVA started in Nov 2011 so was due to run until Nov 2017. However, I had a F&F accepted in Feb 2015.
My boyfriend and I are buying a house, I can't be on the mortgage but could I be on the deeds?
Would being on the deeds link us financially?
Posted: Thu May 19, 2016 12:14 am
by kallis3
Hi,
Your credit rating is shot for six years from the start but I have no idea how it would affect you on the deeds. Hopefully one of our more knowledgeable experts can help tomorrow.
Posted: Thu May 19, 2016 7:53 am
by Foggy
There is no reason, from the Land Registry point of view, that you couldn't be on the deeds, however, I suspect that the mortgagor would not allow it.
Posted: Thu May 19, 2016 7:56 am
by lifenoteasy
Agree with Foggy.
If you are contributing to the mortgage/intend to have an interest in the property the best idea would be to get an agreement in writing between you and witnessed/via a solicitor.