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Posted: Fri May 06, 2016 5:41 pm
by watzki
Hi all
Our iva finishes in July
Today we received a letter from barclays plc which is one of our creditors.
The letter said we were due some refund and to ring them.So ring them we did and they said there was £52 to be returned to us.We asked where the money came from,they replied a third party had been paying it and the money was ours.
The question is do we need to inform our IP
Posted: Fri May 06, 2016 6:03 pm
by kallis3
It can't hurt you to speak to them - if you can keep it then great!!
Posted: Fri May 06, 2016 6:21 pm
by watzki
Cheers kallis will ring them Monday or tuesday will update after
Posted: Mon May 09, 2016 9:58 am
by Lisa Thomas
Yes until you get your CC you will probably find this money would be due into your IVA.
You might find that actually Barclays would pick up on this at some point and actually not send the funds to you after all.
Posted: Mon May 09, 2016 10:06 am
by watzki
No lisa we rang barclays and they said the money belongs to us as the account is now fully paid and all monies from now to the end of the iva will be returned to us
Posted: Mon May 09, 2016 3:06 pm
by Lisa Thomas
Barclays may believe the money belongs to you but it may actually still be due into the IVA.
I'm surprised the Bank would state that without checking with your IP first.
Posted: Mon May 09, 2016 4:01 pm
by watzki
Hi checked with IP and money due to iva,when I get the cheque I have to cash it then ring iva company and then pay with debit card.
Well at least I know where I stand
Posted: Mon May 09, 2016 4:26 pm
by Lisa Thomas
Sorry about that - to save yourself the hassle you could tell Barclays to send it direct to your IP.
Posted: Mon May 09, 2016 6:18 pm
by watzki
No worries lisa when you have been in an iva for nearly six years things like this a "water off a ducks back"as they say.
Hiccups like this happen and to be fair freeman jones are very good and they answer the phone usually straight away and give you an answer to your query quickly.
Mind you they weren't like this three years ago so I think they've got their act together
Posted: Tue May 10, 2016 9:11 am
by Lisa Thomas
Good to hear they are very good.
Posted: Fri May 13, 2016 11:22 am
by Steven Hewitt
Hi watzki,
Looks like you've already got everything covered, but if you want to pop me an email when the money arrives then please feel free to do so at
Steven.hewitt@Freemanjones.co.uk
I'll make sure the team are ready for it to keep things running smoothly for you.
Thanks
Posted: Fri May 13, 2016 12:39 pm
by Foggy
Thanks again Steven.
Posted: Fri May 13, 2016 10:43 pm
by watzki
Will do steve no problem