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Posted: Sun Apr 17, 2016 6:10 pm
by Kevwillo
I completed my iva in March just wondering what will happen about PPI? One of my creditors were Halifax (apparently I have PPI with them) my mortgage and savings account is still with Halifax, does anyone know if I'll be able to keep the money? Thanks
Posted: Sun Apr 17, 2016 6:12 pm
by kallis3
Hi,
Do you have a completion letter? Did you sign a deed of assignment?
Posted: Sun Apr 17, 2016 6:31 pm
by Kevwillo
Yes I've got the CC. Not sure about the deed of assignment?
Posted: Sun Apr 17, 2016 6:48 pm
by kallis3
Some companies required people to sign a deed of assignment so that any PPI after closure would go to the creditors. Is there anything on your completion to state otherwise?
Posted: Sun Apr 17, 2016 6:58 pm
by Kevwillo
I've just read my final report which is part of my cc and it doesn't say anything about PPI except about VAT in line with Paymex ?
Posted: Sun Apr 17, 2016 7:07 pm
by Foggy
FJ usually deal with PPI, as far as I am aware, so you might have done a DoA. In any event, unless told otherwise the PPI is due to the IVA as things currently stand.
If you instruct a claims company you could end up with their fees coming out of your pocket.