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Posted: Thu Mar 31, 2016 9:18 pm
by Kevwillo
Hi my IVA is coming off my credit file this week and there are no defaults on my file, infact it's currently an 'excellent' credit rating (with me clearing some defaults on there)! My husbands has got 'good' credit score - would I be able to just apply for a normal mortgage with a bank? Would it get declined? I've already spoke to Shaun from the forum but just wondering thanks
Posted: Thu Mar 31, 2016 10:49 pm
by kallis3
Hi - just let Shaun or Ryan help you - they will be able to source the best deals available for you.
Posted: Fri Apr 01, 2016 6:59 am
by luluj
Really suggest a conversation with Ryan and Shaun ... both are experts in this field and will be supportive to your questions.
Posted: Fri Apr 01, 2016 1:25 pm
by Lisa Thomas
I echo this.
Posted: Fri Apr 01, 2016 4:05 pm
by Ryan
Hi,
What date did you enter the IVA on?
Posted: Fri Apr 01, 2016 9:24 pm
by Kevwillo
I entered the iva Feb 2010 so it's over. Just wondering incase Shaun's team can't get me a good deal, and if not, would a bank reject my application. Thanks
Posted: Fri Apr 01, 2016 10:01 pm
by kallis3
Before you do anything else, speak to Ryan as well.