Page 1 of 1
Posted: Tue Mar 15, 2016 5:21 pm
by Christabelle_sparkle
Hi All!!!
I've not been on here for a while but was wondering if anyone has managed to obtain car finance through a main dealer since IVA??
Our IVA finished October 2014 and are credit files have been clear since November 2015.
No trace of IVA.
Our credit score is good.
Hubby's car has now become unviable to fix and we are thinking of buying a new one.
Thanks for your help
Posted: Tue Mar 15, 2016 5:52 pm
by kallis3
I think you may be ok but you can always check the likes of Moneybarn.
Posted: Wed Mar 16, 2016 5:50 pm
by Christabelle_sparkle
Thanks Kallis #128521;
Posted: Wed Mar 16, 2016 5:52 pm
by Christabelle_sparkle
Don't know why numbers appeared?
Posted: Wed Mar 16, 2016 6:06 pm
by kallis3
It happens sometimes for some reason.
Posted: Wed Mar 16, 2016 6:15 pm
by Foggy
...... inmate number
Posted: Wed Mar 16, 2016 9:37 pm
by Christabelle_sparkle
Ha ha ha foggy [:)]
Posted: Wed Mar 16, 2016 11:24 pm
by plasticdaft
Apparently I'm now a blue chip customer and was pre approved for car finance through Alphera (bmw finance).
Who'd have thought eh?!?
Good luck.
Paul
Posted: Thu Mar 17, 2016 11:20 am
by Shining
Yes, I got main dealer finance - no problem.
Good luck in finding your new car.
Posted: Thu Mar 17, 2016 4:52 pm
by kaza
We managed to get bmw finance on a used car and today submitted a request for Nissan finance on a brand new car!! ( no news back yet if we got it) but have credit score of 988 so fingers crossed!!!!
Our Iva completed Nov 15 but was 6 year so credit files clean within a month!
Posted: Thu Mar 17, 2016 5:32 pm
by kallis3
Fingers crossed!!
Posted: Thu Mar 17, 2016 7:51 pm
by kaza
Yay we got it!!!
Really pleased to be rid of our two "old bangers" we have purchased two new cars for less than our Iva payment with the peace of mind 1. They will start[:D] 2. Both have service plans and warranty in place for 3 years so no more extra needed in paying out for repairs, car tax is £20 a year and insurance is halved due to being new cars!!!
And we have booked and paid for a much longed for family holiday ( with our savings) so life post Iva is good [:)]
Posted: Thu Mar 17, 2016 9:50 pm
by Christabelle_sparkle
That's great news!!! Thanks for sharing your experience.
Thank you everyone. My hope is now restored.
Posted: Thu Mar 17, 2016 10:08 pm
by kallis3
That's good news kaza.
Posted: Fri Mar 18, 2016 2:40 am
by Shining
brilliant news Kaza, always good to have a reliable car x